Affordable Dental Insurance Plans in California
Dental insurance plans with no waiting periods starting as low as $19.58.
Top-rated by trusted names
Limitations and Exclusions
Please read your plan benefit details for more information on limitations and exclusions.
ENROLL TODAY
SEE YOUR DENTIST TOMORROW
FEEL YOUR BEST SELF
California | 4 reasons to smile with a Sprit dental plan
1
Low cost
Get coverage for what you need with an affordable dental plan that protects your smile.
2
Spirit dental savings
Save 25-50% instantly with in-network savings, increasing coinsurance up to year 3 and annual maximums from $750-$5,000.
3
Convenience of a dentist close by
Choose any dentist—Spirit members enjoy access to the Ameritas Dental Network with over 132,000 dentists nationwide.
4
No waiting periods
Don't let dental care wait. With no waiting periods for preventive, basic, major and ortho services, enroll today and get full coverage* the next day!
*It's important to note that full coverage does not cover your out-of-pocket costs 100%. Rather, it provides coverage for a variety of dental care services. With a Spirit full coverage dental plan, you can access benefits for preventive, basic, major & ortho services without having to wait!
NO STRESS DENTAL PLANS
GUARANTEED ACCEPTANCE
CHOOSE ANY DENTIST
EVERY DAY START DATES
VARIETY OF PLANS FOR ANY BUDGET
IMMEDIATE RESTORATIVE CARE
IMPLANTS
WISDOM TEETH
EXTRACTIONS
CROWNS
ORTHODONTIA
AFFORDABLE DENTAL CARE
NO WAITING PERIODS
LIFETIME DEDUCTIBLE
100% PREVENTIVE CARE COVERAGE
UP TO A $5,000 ANNUAL MAX
Power up your smile
Spirit makes it easy to get the dental care you need without the hassle
I'm so grateful I found out about Spirit Dental. It was the only plan I could find that had a ‘no waiting period.’ Everyone I've ever encountered at Spirit Dental has been professional, knowledgeable, and friendly. I highly recommend this company.
– Cindy R.
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I had an overall great experience with Spirit Dental Insurance. No waiting period, no pre-approval on major services, everything went smoothly.
- Amina K.
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Spirit plans work great with:
Full coverage
One common misunderstanding with full coverage is that it will pay for your entire dental care bill. In fact, full coverage means you're covered for a variety of dental services. With Spirit, you get immediate full coverage for preventive, basic, major & ortho services with no waiting periods.
Retirees on a fixed-income
Maybe your Cobra plan just ended from employer coverage, or you're not satisfied with Medicare Advantage plans. Our plans offer max benefits with affordable prices to maintain optimal oral health and keep your smile strong for years to come.
Individuals & families
Whether it's fillings, wisdom teeth extraction, child ortho or annual cleanings, Spirit offers comprehensive plans to meet your family's needs.
Supplemental coverage
When you're looking for supplemental coverage, it's more than likely for an expensive major service procedure. With Spirit, we don't have waiting periods for major services, Get dental care coverage when you need it.
FAQ
Which dental insurance is best?
Not every dental plan fits with every person. Are you only looking for a couple cleanings per year? Do you need dental insurance ASAP for a procedure? Are you looking for family plans with ortho? These needs will help determine how much coverage you should account for.
How does Spirit Dental help me save?
Spirit Dental helps cut down costs in a number of ways:
As the name implies, full coverage dental plans provide benefits for a wider range of treatments, helping to cover higher-cost procedures. They help cover preventive care as well as basic and major restorative care—plus orthodontics, in some cases. Keep in mind that full coverage doesn’t necessarily mean costs are covered in full.
Dental insurance keeps your teeth healthy and protects your wallet. With Spirit Dental, your preventive cleanings (2-3 annually) are covered 100%. Your cleanings and checkups prevent more costly issues down the road. And if you’re in need of a dental service or procedure, Spirit covers you with network savings, graduating coinsurance and high annual maximums.
Pay out-of-pocket or get dental insurance? Is it worth it?
Spirit Dental helps cut down costs in a number of ways:
Network savings - See an in-network dentist and save an average of 32% automatically with pre-negotiated rates.
Preventive coverage - All Spirit plans come with 100% preventive coverage. You save money using your preventive coverage and seeing you dentist regularly (2-3x annually) by preventing more costly issues from occurring.
Coinsurance - A percentage of coverage depending on the service your plan will account for. Spirit's plans all have graduating coinsurance.
Annual maximum - This is the amount of money your insurance plan will pay per year. With Spirit Dental, you can get $3,500 in year one, or $5,000 in year 3.
Call a Spirit +Connect licensed agent to go over your options and enroll by phone.
Spirit +Connect
Your smile carries you into rooms of joy, laughter and celebration. And you want your smile there for you without ever thinking of it. Spirit Dental experts know dental insurance and are well-equipped to guide you to the plan that makes sense for you and your loved ones.
98% of all calls picked up within 30 seconds
4.8 out of 5 in customer satisfaction
Dedicated dental experts
Spirit promotes optimal oral health with preventive care covered 100%—up to 3 cleanings annually—paving the way to see your dentist to catch those little issues before they become bigger.
Shop California Spirit plans
Get your dental care needs met immediately with our no waiting period
dental insurance plans.
Hearing Included
Preferred PPO
As low as:
$43.30/mo
Lowest Cost
Preventive Plus PPO
As low as:
$19.58/mo
Most Popular
Low-Cost for Implants
Core PPO
As low as:
$33.95/mo
Pinnacle PPO
As low as:
$46.61/mo
Great for comprehensive coverage, up to a $5,000 annual max
Great low cost for families and all-around coverage
Great for maintaining optimal oral health
Great for seniors—anyone can choose this plan!
*These rates are based on the lowest price available in your state for a single person as of September 2024. Premium prices vary by zip code.
What is full coverage dental insurance?