Dental crowns | Snapshot
Most dental plans have waiting periods for major services. At Spirit, we don’t believe in waiting periods! Our dental plans provide you with access and immediate savings to get to the dentist to take care of your oral health when you need it.
Check out the different ways you’ll save with dental crowns and other major services with a Spirit plan.
No wait dental crown coverage with Spirit
What to expect | Dental crown process
A dental crown typically requires two visits, but same-day crowns may also be available. Here's what the process looks like:
1. The dentist prepares the affected tooth by removing part of the outer layer.
2. The dentist makes an impression of the tooth and the surrounding area to ensure a secure fit for the permanent crown.
3. A temporary crown is installed.
4. The impression is sent to a lab to create the permanent crown (may take weeks).
5. Return to the dentist for placement of the permanent crown.
Spirit helps you save on crowns
No age banding
With a Spirit plan, you get the same price regardless of age
No waiting period
No waiting periods get you into the dentist to clean or fix your teeth to save more down the road
Lifetime deductible
This has great value as you only pay this once and never again!
Dual coverage
Spirit does not coordinate benefits with your primary dental plan and pays based on the full claim giving you more savings.
*Spirit Network and Choice plans use the Ameritas Dental Network of over 130,000 dentists
High annual maximums
Get more savings with higher annual maximums like the Spirit Pinnacle plan with a $5,000 annual max in year 3.
See any dentist plus network savings
Spirit Network plans are PPO* plans that get you the most savings when you see a dentist in-network (25-50%), and you'll still receive coinsurance visiting any dentist.
Spirit Choice plans are PPO plus indemnity plans giving you both network savings and better coverage out-of-network.
Graduating coinsurance
Spirit plans increase coinsurance percentage savings up to year 3 with 100% preventive care beginning on day one.
Dental crowns are one of the most common dental procedures. They can be used to treat tooth decay if the cavity is too big for a filling, root canals and chipped teeth.1
Crowns help make teeth stronger, more durable and ultimately healthier. They’re also considered a relatively simple procedure, and people report not experiencing any pain during the process to help ease any worries you may have.
Common types of dental crowns
4 reasons to smile with a Spirit plan
1
Preventive champions
Spirit plans offer 2-3 yearly preventive cleanings and exams covered 100% to keep you healthy and prevent costly issues down the road.
2
Spirit dental savings
Save with a Spirit plan on avg. 32% with in-network savings, increasing coinsurance up to year 3 and annual maximums from $750-$5,000.
3
Convenience of a dentist close by
Spirit uses the Ameritas PPO Dental Network with over 132,000 dentists nationwide.
4
No waiting periods
Don't let dental care wait. Enroll today and see your dentist for a cleaning, filling or an implant and have coverage the next day!
FAQ
How long do dental crowns last?
Dental crowns can last around 5-15 years. Good dental care will help crowns keep their look and durability longer.
Deductible: Spirit offers a lifetime deductible of $100 before your benefits begin. Unlike other dental plans with annual deductibles, you only pay it once with Spirit.
Coinsurance: Coinsurance is the split cost between what the plan pays and what you pay.
Annual max: The annual maximum for dental insurance is the amount of money the plan will pay in a given year. Once the annual maximum is reached (taken from coinsurance), you'll pay the rest out-of-pocket.
Crown maintenance
Once your dental crown is secured, a good dental care routine is essential for longevity:
- Brush twice daily
- Floss at least once a day
- Get a dental cleaning every six months or more
- Avoid teeth grinding
What are other out-of-pocket expenses to consider?
Can I see any dentist to get a dental crown?
Most general dentists can perform a dental crown procedure. However, under complex circumstances, you may be referred to an endodontist who specializes in the roots of teeth.
Top-rated by trusted names
Call a Spirit +Connect licensed agent to go over your options and enroll by phone.
I'm so grateful I found out about Spirit Dental. It was the only plan I could find that had a ‘no waiting period.’ Everyone I've ever encountered at Spirit Dental has been professional, knowledgeable, and friendly. I highly recommend this company.
– Cindy R.
“
”
I had an overall great experience with Spirit Dental Insurance. No waiting period, no pre-approval on major services, everything went smoothly.
- Amina K.
“
”
No wait dental crown coverage
Get immediate coverage for dental crowns with affordable full coverage dental plans
Average cost2
Dental crown types
Porcelain
Porecelain fused to metal
Metal or gold
Notes
$800-$3,000
$500-$1,500
$600-$2,500
No metal used; natural looking for front teeth
More durable with metal; less costly than all porcelain
Durable, typically for back teeth
Limitations and Exclusions
Covered expenses will not include and benefits will not be payable for expenses incurred:
- To replace any crowns, inlays, onlays, veneers, complete or partial dentures within five years of the date of the last placement of these items. But if a replacement is required because of an accidental bodily injury sustained while the insured person is covered under this contract, it will be a covered expense.
- For initial placement of any dental prosthesis or prosthetic crown unless such placement is needed because of the extraction of one or more teeth while the insured person is covered under this contract. But the extraction of a third molar (wisdom tooth) will not qualify under the above. Any such appliance or fixed partial denture must include the replacement of the extracted tooth or teeth
- For any treatment which is for cosmetic purposes.
ALTERNATIVE PROCEDURES: When one or more dental procedures can be used to treat a dental condition, the plan benefit will be for the least costly procedure. You may apply this benefit amount toward the payment of the selected treatment.
$800-$3,000
Porcelain
No metal used; natural looking for front teeth
Dental crown types
Durable, typically for back teeth
Metal or gold
$600-$2,500
More durable with metal; less costly than all porcelain
Porecelain fused to metal
$500-$1,500
No age banding
With a Spirit plan, you get the same price regardless of age
No waiting period
No waiting periods get you into the dentist to clean or fix your teeth to save more down the road
Lifetime deductible
This has great value as you only pay this once and never again
Dual coverage
Spirit does not coordinate benefits with your primary dental plan and pays based on the full claim giving you more savings.
*Spirit Network and Choice plans use the Ameritas Dental Network of over 130,000 dentists
High annual maximums
Get more savings with higher annual maximums like the Spirit Pinnacle plan with a $5,000 annual max in year 3.
See any dentist plus network savings
Spirit Network plans are PPO* plans that get you the most savings when you see a dentist in-network (25-50%), and you'll still receive coinsurance visiting any dentist.
Spirit Choice plans are PPO plus indemnity giving you both network savings and better coverage out-of-network.
Graduating coinsurance
Spirit plans increase coinsurance percentages savings up to year 3 with 100% preventive care beginning on day one.
Compare Spirit plans
Our dental plans aren't just about protecting your teeth; it's about a healthy you!
Run your free quote, and find the perfect dental plan for your needs, budget and lifestyle.
Hearing Included
Preferred PPO
$47.48/mo
Most Affordable
Preventive Plus PPO
$21.54/mo
Most Popular
Low-Cost for Implants
Core PPO
$37.34/mo
Pinnacle PPO
$51.27/mo
Annual max:
$1500/3000
3 preventive cleanings covered 100%
Basic coverage (%): 65/100
Major coverage (%): 20/50
Hearing benefit:
$200/300/400
Annual max: $750/1000/1000
2 preventive cleanings covered 100%
Basic coverage (%): 50
Major coverage (%): 20
Ortho Coverage (%)
N/A
Annual max:
$1200
3 preventive cleanings covered 100%
Basic coverage (%): 50/65/80
Major coverage (%): 25/50/50
Ortho Coverage (%)
10/25/50
Annual max: $1200/2500/5000
3 preventive cleanings covered 100%
Basic coverage (%): 50/60/80
Major coverage (%): 25/30/60
Ortho Coverage (%)
10/25/50
Great for comprehensive coverage
Great low cost for families and all-around coverage
Great for keeping your oral health in check
Great for seniors—anyone can choose this plan!
*The rates you see are for Spirit PPO plans for 68501 Lincoln, NE - run a quote with your zip code to see plans for you.
**Not all plans are available in all states.