NO STRESS DENTAL PLANS
GUARANTEED ACCEPTANCE
30-DAY SATISFACTION GUARANTEE
NO WAITING PERIODS ON ALL DENTAL SERVICES
NO AGE BANDING
RESTORATIVE CARE
ROOT CANAL
IMPLANTS
DENTURES
FILLINGS
INLAYS/ONLAYS
AFFORDABLE & FULL COVERAGE
ALL PLANS COME WITH:
NO WAITING
LIFETIME DEDUCTIBLE
A TOP NETWORK OF DENTISTS TO CHOOSE FROM
100% PREVENTIVE CARE COVERAGE
Go where your smile takes you
That excited smile when you meet a friend for coffee. The happy smile when making french toast. The feel-good smile when you do something for yourself.
Keep your smile doing what it does best. Protect it with a Spirit Dental plan.
No waiting period dental plans FAQ
When does my plan start?
Your dental plan with Spirit Dental begins on the effective date of your choosing. That can be as early as the next day.
How does Spirit have no waiting periods but others don't?
With no waiting periods, high annual maximums and lifetime deductibles, Spirit Dental purposefully changed the dental landscape when it first became available 20+ years ago. Spirit continues innovating in the dental space and now offers hearing as part of their Senior Preferred plan.
Dental insurance keeps your teeth healthy and protects your wallet. With Spirit Dental, your preventive cleanings (2-3 annually) are covered 100%. Your cleanings and checkups prevent more costly issues down the road. And if you’re in need of a dental service or procedure, Spirit covers you with network savings, graduating coinsurance and high annual maximums.
Is dental insurance worth it?
The Spirit Care Team
Your smile carries you into rooms of joy, laughter and celebrations. And you want your smile there for you without ever thinking of it. Spirit Dental experts know dental insurance and are well equipped to guide you to the plans that makes sense for you.
How does Spirit stack up against the rest?
Waiting Periods
No waiting periods on all dental services
Waiting periods starting at 6-12 months
Other Dental Plans
Here's the breakdown:
$25.97/mo
None
130,000+
Covered 100%
$750 - $5,000
$100 lifetime
Yes
Yes
Yes
6 mo for basic 12 mo for major
No
$47.00/mo
93,000+
Covered 100%
$1,000 - $1,500
$0, $50, $150 annually
No
No
No
No
152,000+
Choice of Dentist
Varies by state
No
Choice of Dentist
$50 annually
$1,000 - unlimited
Varies by state
Network of Dentists
$35.88/mo
6 mo for basic 12 mo for major
Implant Coverage
Starting Cost
Waiting Periods
Network of Dentists
Preventitive Cleanings
Annnual Max
Deductible
Choice of Dentist
Optional Vision
Implant Coverage
Delta
Cigna
Dedicated Dental Experts
No waiting periods on any dental services
Other Dental Plans
Waiting periods starting at 6-12 months
Power up your smile
Spirit Dental makes it easy to get the dental care you need without the hassle
Spirit Dental plans have no waiting periods on any dental services while other brand's plans have waiting periods starting at 6 to 12 months.
*The rates you see are for 89108 Nevada, age 65 and plans that contain basic and major service coverage – source: Direct Benefits Marketplace
Top-rated by trusted names
I'm so grateful I found out about Spirit Dental. It was the only plan I could find that had a ‘no waiting period.’ Everyone I've ever encountered at Spirit Dental has been professional, knowledgeable, and friendly. I highly recommend this company.
– Cindy R.
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I had an overall great experience with Spirit Dental Insurance. No waiting period, no pre-approval on major services, everything went smoothly.
- Amina K.
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No Wait
Dental Insurance
Get immediate full coverage with no waiting periods and access to PPO savings.
Compare Spirit plans
Our dental plans aren't just about protecting your teeth; it's about a healthy you!
Run your free quote, and find the perfect dental plan for your needs, budget and lifestyle.
High Max Year 2
Preferred PPO 3500
$46.69/mo
Most Affordable
Preventive Plus PPO 1500
$24.20/mo
Most Popular
Low-Cost for Implants
Core PPO 1200
$35.56/mo
Pinnacle PPO 5000
$47.42/mo
Annual max:
Covers preventive, basic, major, implants services + hearing
Option to bundle vision coverage
$1500/3500
No waiting periods
No waiting periods
Annual max: $1000/1500
Covers preventive, basic, major services
Option to bundle vision coverage
Annual max:
Covers preventive, basic, major, implants, child ortho services
Option to bundle vision coverage
$1200
No waiting periods
No waiting periods
Annual max: $1200/2500/5000
Covers preventive, basic, major, implants, child ortho services
Option to bundle vision coverage
Great for comprehensive coverage
Great low cost for families and all-around coverage
Great for keeping your oral health in check
Great for seniors—anyone can choose this plan!
Pricing shown is for individual coverage in ZIP code 68501 as of August 2025. Plan options, rates, and benefits can vary by location. For full details, see the official plan documents.